Saturday, 7 January 2017

Bavdhan and the IT Professional

You know you’re in IT when...


But not at Ganga Legend! With the best in class home fittings, imported sanitary ware and a 24x7 customer care team, Legend delivers a life where everything is already taken care of!


But not at Ganga Legend! We’ve created a series of wonderful community areas where you can spend quality time with your family, connect with nature, or simply spend a few quiet moments under the stars.


But not at Ganga Legend! There are so many ways to relax here – an open air amphitheater, swimming pool, golf course, skating rink, cycling tracks, dedicated vehicle-free children's play area - Legend takes you from stressed out to stress free the minute you walk into the 3-acre amenity zone!

But not at Ganga Legend! With a 30 year RCC warranty, 10 year waterproofing commitment, and a dedicated customer care service to handle all your queries, Legend is one place where you can do the demanding and rest assured you’re getting the very best!


But it’s not such a problem at Ganga Legend! With 24x7 security, you know your family is well taken care of! Legend, located in Bavdhan is close to the Hinjewadi IT Park and well connected to Pune’s IT Hubs, which means home is just a few minutes away!


Ganga Legend changes all of that. From sophisticated traffic management system for hassle free parking, to low-flow water fixtures, every little detail at Legend has been meticulously planned around YOU, so that you can #LiveLikeALegend!

Ganga Legend – 1, 2 and 3 BHK luxurious apartments in Bavdhan – The project that understands IT professionals! Go on, ask us more – call us on 020 414200 or visit NOW!

Wednesday, 4 January 2017

Why Lower Home Loan Rates = Pure Delight!

The New Year has started with the best possible news for home buyers! Some of the leading banks in the country, including State Bank of India, lowered their borrowing rates by up to 90 basis points. Because of the banks’ decision to reduce interest rates, the home loans rates will fall down to their lowest point in the last six years.

And this is what some of the leading experts from across the country have to say to us on this extremely fortunate news:

"Good news has started coming for housing and construction sector. Interest rates cut by all the banks will lead to demand being raised substantially," DLF CEO Rajeev Talwar told PTI commenting on the lowing of interest rates. He went on to add, "If project finance is also extended by the banking sector and moratorium on repayment of principal is also allowed, then there will be a huge jump in the number of projects being completed and new supply coming into the market".

So, it looks like this is the time to fast track any buying decisions that you have kept pending, because clearly, lots of people are going to start buying real estate now.

Property consultant JLL India Chairman and Country Head Anuj Puri said: "Banks have brought down the interest rate significantly. That will definitely help in improving the sentiments as well as purchasing power in the hands of home buyers. An initiative like this will help in improving the demand in residential segment across various cities".

Sentiment is the key thing in the real estate market. And the most important impact of the lowering of interest rates is that sentiments are going to become positive. Lots of people who are feeling positive translates into a healthy, happy real estate economy. Long story short? Now is the time to buy, before, once again, it gets too late.

Online realty brokerage firm PropTiger Chief Business Officer Ankur Dhawan said: "It is one of the best gifts industry could have got in the new year. This is one of the largest cuts in interest rates we have seen in the recent past and will improve eligibility of home buyers significantly".

So, this is simply what is going to happen because of the rate cut – more and more people are going to become eligible for home loans. All those who had had to postpone their real estate decisions because they were simply not getting home loans will now be in the market. End result? Demand will boom.

Besides SBI, other lenders like ICICI Bank, Kotak Mahindra Bank, Dena Bank, Bandhan Bank, Andhra Bank and Oriental Bank of Commerce have slashed MCLR. Yesterday, PNB and Union Bank of India had also reduced the lending rate.

Here is a list of banks and their new home loan interest rate:

SBI home loan interest rate: 8% from 8.9%

Union Bank home loan interest rate: 8.65% from 9.3%

IDBI Bank home loan interest rate: 9.15% from 9.3%

SBT home loan interest rate: 9.2% from 9.45%

IOB home loan interest rate: 9.15% from 9.5%

PNB home loan interest rate: 8.45% from 9.15%

Friday, 18 November 2016

Central Obesity


Central Obesity is associated with Coronary Heart Disease, risk in women and men. In women, estrogen is believed to cause fat to be stored in the buttocks, thighs, hips and abdomen. Abdominal Obesity in males is correlated with comparatively low testosterone levels.
It is a common misconception that spot exercises burn fat at specific locations, but that is not the case. Spot exercises are beneficial for building only specific muscles, but with little effect. Sit-ups, crunches, and other abdominal exercises are useful in building the abdominal muscles, but with little effect, if any, on the Adipose Tissue located there.
A permanent routine of exercises, eating healthier, combining cardiovascular (aerobic) exercise with resistance training is more effective than cardiovascular training alone, in getting rid of abdominal fat. Additional benefits to exercising are that it reduces stress, which reduces the presence of cortisol, a hormone that leads to more belly fat deposits.

Friends read, learn, act and stay fit!

Monday, 14 November 2016

Message from CREDAI

There are rampant news articles about there being a correction in pricing of real estate by various opinion makers who seem to think they have the authority to make such claims. As an industry body representing organised real estate, we again reiterate that the industry has always been catering to the primary market which comprises end users who aggressively avail home loans. Moreover, with this step of demonetisation, banks are again going to be flushed with liquidity of approx. 15 lakh crores and will be compelled to lend aggressively. To do that ,they will have to lower  interest rates.  Demonetising currency has also removed surplus liquidity from the market and this in turn  will result in low inflation . We expect that the RBI would definitely, in the coming months, reduce the REPO rates by at least 2% so that a home loan would come down to at least come down to 7%. The home loan rates coming down to such levels of sub 7% in the next year or so, the atmosphere will become more like the west where home loans are available at 5% and below. Unlike the western countries, India has a documented shortage of housing and homes, an aggressive domestic demand for real estate. This essentially means that in the presence of a lower home loan interest regime, a larger pool of home buyers would avail loans to buy the home they always wanted. This could be made possible in as soon as the next six to twelve months. The housing industry will start to grow at a rapid pace while concurrently being in compliance with transparency and fair practices like RERA .

We appeal to potential home buyers to understand the long term effect and benefit of this great move and not be misled into believing that property prices will fall. Currently the real estate market is at its best possible price point with no further margin with the developers to reduce prices. Now it is the responsibility of financial institutions to enable home buying during such an optimum scenario.

Sunday, 23 October 2016

Why Sinhagad Road is better than Prabhat Road!

There are stories of old Pune. Of how the roads used to be silent. How the pace used to be sleepy. Of how pensioners found paradise in the leafy by-lanes of a quiet yet refined city. And how children played cricket on Apte Road on deserted afternoons of summer vacations.

One step on the now one-way Apte Road today, where vehicles crawl bumper to bumper and people wait interminably to catch a quick break to cross the road, and we can see how much Pune has changed. And how irrevocably.
The narrow lanes that were once charming are today impossible to navigate. The city that was designed for bicycles is now home to some of the biggest, swankiest cars. Old Pune is a fast-fading dream. And that brings us to why Sinhagad Road is better than Prabhat Road.

   1. Because elbow room

We’ve never quite understood the allure of living jam packed like the proverbial sardines. Tiny lanes, miniscule by-lanes, everyone stuck to everyone else... that’s not our style. Give us the open spaces, the 200 ft wide road, the elbow room, the leg space. And we’re happy. The road that leads off Sinhagad Road and to Ganga Bhagyoday Towers is 200 ft wide. Compare that to the teeny tiny by-lanes of Prabhat Road. And we rest our case.

    2. Because we drive cars

No, seriously. We do. And although Google is coming up with self-driving cars, we are a fair distance away from having cars that can bend in half as they turn or turn into matchsticks in order to park. Which is the kind of magical ability our cars need to have if we live on Prabhat Road, or any of its prototypes. On Sinhagad Road though, you have Ganga Bhagyoday Towers. And you have roads that your cars can actually use, and places for your cars to actually park.

    3. Because we work 

And a whole bunch of us work in areas that were not even dreamed of when Prabhat Raod was fashionable. So, how do you plan to get out of the maze and head toward Hinjewadi or Magarpatta City or Pirangut or Katraj if you live in the maze? Whereas, if you live in Ganga Bhagyoday Towers on Sinhagad Road, all you have to do is hit the Mumbai-Bengaluru by-pass and travel signal-free to your work place. Or cut through the city on wide arterial roads instead of crawl through by-lanes.

    4. Because we travel 

All the time. Mumbai, Kolhapur, Bengaluru – wherever your road leads, Ganga Bhagyoday Towers on Sinhagad Road will take you to your road in a matter of minutes. Now contrast that with having to take your car out of narrow, almost non-existent parking, getting out of a maze, and then travelling across huge traffic to simple reach the by-pass. Phew!

    5. Because appreciation

Now this one is a biggie. Check out the appreciation potential of a home on Prabhat Road. And compare it with the appreciation potential of your home in Ganga Bhagyoday Towers on Sinhagad Road. This is an apple to apple comparison. Because Ganga Bhagyoday Towers offers you a lifestyle that easily outclasses any lifestyle available on Prabhat Road. At rates that are less than half.  And with appreciation potential that is 5 times higher than Prabhat Road. Think of this as homework:
  • Find out rates on Prabhat Road.
  • Find out how they have escalated over the past 5 years.
  • Find out rates on Sinhagad Road.
  • Find out how they have escalated over the past 5 years.
  • Compare.
  • Talk to experts and find out how much Prabhat Road can hope to appreciate, and how much       Sinhagad Road can appreciate.
  •  Compare.

    6. Because culture 

Every year we conduct the Goel Ganga Sukhakarta festival in the premises of Ganga Bhagyoday Towers. We invite stalwarts from the fields of music, theatre, and other performing arts. And people from the area turn out in huge numbers to enjoy the cultural extravaganza. This is just one example. All of Sinhagad Road is transforming into a hub of like-minded, upwardly mobile yet culturally rooted people.

    7. Because shopping 

Can you even imagine a huge mixed-use development project on Prabhat Road, where there are 30 storey towers and a mall with the best in shopping and entertainment and eating out all in one campus? You can’t. But that is what is happening with Ganga Bhagyoday Towers on Sinhagad Road. 30 storeys. Huge mall. Amazing lifestyle!

  8. Because infrastructure 

Huge main roads. Flyover bridges. Continuous development of new roads to access the Mumbai-Bengaluru by-pass. That’s how cool Sinhagad Road is. And now compare that to the permanent logjam on Law College Road on one side, Karve Road on the other side and FC Road on the third side. Need we say any more?

   9. Because Rajaram Bridge 

Ok. We admit it. We love Kothrud and Deccan and the old City. And we thank God for Rajaram Bridge. Because it puts Sinhagad Road within calling distance of our old loves and yet separates us from their crowded by-lanes. How lucky can we get?

.  10. Because Ganga Bhagyoday Towers

Really. It is without doubt the classiest thing to happen to Sinhagad Road. And we think you should know more. 

So go to or simply call us on 020 41420000!

Happy living on Sinhagad Road, folks! May your every day be filled with Pure Delight!

Saturday, 1 October 2016

Rains and the Real Estate Mood

It’s been a season of plentiful blessings. The IMD predicted an above normal monsoon and so far, the Rain Gods have smiled. After a parched last year and a less than normal year before that, this rainy season has brought cheer and hope and a sense of well-being. At the Goel Ganga Group we have a term for this kind of an emotion – we call it Pure Delight!

And what do the rains have to do with the Real Estate Mood? We can tell you, everything!

  1. Rains make the windows of your home look like dreams 


         2. Chai pakoda + family = love


         3. There’s nothing like watching your kids jump in puddles

            4.  ...or make paper boats and sail them
     5. That moment when you and the wifey walk under one umbrella
      6. When stepping outside is not an option, staying in should be beautiful!
            7. Raindrops on roses, in your balcony, or terrace

       8. People smile a lot more

     9. Rains make Green. And Green is Gorgeous.
     10. There’s nothing like reading in the papers that even Ujani dam is 100% full!

Enjoy the season, people. From the comfort of your Pure Delight home. And if you are planning to buy your Pure Delight home, buy now. It’s the happy season!

Saturday, 17 September 2016

What Ganpati Bappa taught us about Thinking Wealthy

What an amazing ten days it was! The entire city was buzzing with a sense of joy and celebration as our favourite God – Ganpati Bappa – paid us his annual visit. There was prayer, music, dancing and happiness everywhere you looked. And although some of us continue to look for the elusive connection between Bappa and Bollywood, we can all agree that nothing can compare to the fantastic energy of Ganehsotsav.

But Bappa is back home now. And until He returns next year, there are lessons that He has left behind for us to learn. Think of it as a kind of Divine Homework. There are no marks for completion or submission; but there are definite rewards!

So here goes. This is what Ganpati Bappa taught us about Thinking Wealthy:

1.       Get your priorities right – We might play ‘jhingaat’ in His honour and think that He enjoys it. But, in point of fact, He is the God of Success, Education, Knowledge and Wisdom. Think like Ganesha – drive a small car if you must, but always live in Heaven! Priorities matter.

So, go for that dream home. Get your investment priorities right. The car is a liability, the home is an asset. What are you prioritising? Remember, Bappa tells us to Think Wealthy.

2.       Think before you act – So, remember that time when Bappa’s parents asked both their kids – Ganpati and Kartik – to set off on a race and circle the world thrice? And remember how Lord Kartik dashed onto his grand peacock and rushed around the world; and Ganpati circled his parents thrice and won the race? Now that is Thinking Wealthy. Winning is about making the right choices, at the right time, when everybody else is dashing about in a mad frenzy.

Bappa did it and won a race. You do it and you could win the entire game that we call Life. Think before you choose your real estate, think before you act on your choice, think smart, invest wise.

3.       Focus on the sweet things – To Him, the modak matters. He comes as a guest and all of us get busy preparing His favourite sweet. That is Thinking Wealthy – focussing on the precious things that you want in your life; then the whole Universe conspires to serve them up to you!

Never compromise. Don’t settle for less. It’s your family, your life, your future. Go for the very best. Because only homes that bring the best quality lifestyle, design and amenities bring you 2 things – the sheer joy of living and incomparable appreciation potential.

4.       Develop big ears – Not biologically, folks; metaphorically. Gather as much information as you can. Knowledge is Power. Be well informed. Be well read. So you can separate the ‘offer / discount’ offerings from the truly valuable ones!

You might be surrounded by real estate offers – zero percent this, and free that and this much off and that much less. But Bappa reminds us to gather important information. Are you missing out on a great opportunity that can create success and wealth for a lifetime just because you are not well informed enough?

5.       Live big – Seen a skinny Bappa? Never! Now, focus on the metaphor here. Go to the gym, stay fit, remain healthy – but LIVE BIG! Your appetite for life and all that it has to offer must be big. You must dream big, you must pursue those dreams. And you must act to make them come true. That is Thinking Wealthy!

If you think sanitary fittings, think Grohe and Toto; if you think UPVC windows, think Komberlink; if you think shopping, think Mixed Use Development; if you think sports, think GCube! You get the drift, right?
Bappa, we miss you already. And we can’t wait to have you back next year. Until then, your lessons live with us. By the time we see you again, we will do what it takes to #ThinkWealthy. Ganpati Bappa Moraya!

#GGG #GoelGangaGroup #RealEstate #RealWisdom #Sukhakarta